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Archive for January 2013

Fully built Evo IX: It’s Alive!

January 30, 2013 admin Florida Living 25 comments

florida living http://www.POVtestdrive.com – Experience the JDM tuning dream! What is it like to blow your engine and then have it rebuilt? After about two months and roughly $5,000 worth of parts and labor, check out what it is like to bring home a fully built Evo IX in the sunny state of Florida.

Living in Florida + owning a fully built JDM legend = winning

- Go over break in period
- Hit up a car wash
- Meet the builders and tour the shop
- Drive it home!

Special thanks to the following:

Spring Hill Meineke: https://www.facebook.com/SpringHillMeineke
Emmanuel Pinzon: https://www.facebook.com/emmanuel.pinzon.71
William Champlin: https://www.facebook.com/william.h.champlin
Autmod Central: http://www.AutoModCentral.com
GrimmSpeed: http://www.GrimmSpeed.com
MAPerformance: http://www.maperformance.com

Info:
2006 Mitsubishi Lancer Evolution SE IX
Wiseco 8.5:1 forged pistons
BC H-beam forged rods
ACL race main bearings
ACL race rod bearings
+1mm BC valves
276/276 BC cam
Ported head
Grimmspeed ported & ceramic coated TB/IM/EM
MAPerformance External O2 Dump
GrimmSpeed EBCS
Injen intake
3″ Apexi WS2 TBE
AEM TruTime cam gear
AEM UEGO wideband AFR
Blox cone intake
Greddy Type S BOV
Custom fab intercooler piping
3.75″ OBX FMIC (stealth black)
Stock evo IX turbo
Test pipe (no cats! I’m allergic)
MR interior swap
Upgraded LSD’s
Tein lowering springs
Rota 17″ wheels w/ Dunlop tires
JDM rear bumper
Stanley JDM tail lights
Custom paint
Spoolin Up COP
Lightweight battery

Power estimate: On stock turbo, 375-450
Next upgrade: MAP EF4 (550 hp on pump)

Duration : 0:27:12

Dan Fogel – Dan’s Website

January 30, 2013 admin Condo Refi No comments

condo refi A and N Mortgage Services Inc.’s mission is to provide homeowners with high quality programs that are tailored to fit their unique situation at some of the most competitive rates in the nation.

A and N is both a banker and a broker, they have a large range of mortgage products and they offer free educational programs. A and N has been an A+ rated business by the Better Business Bureau for seven consecutive years. Their products include: the asset utilization loan program, conventional and jumbo loans as well as FHA & VA (FHA direct endorsers). As a Credit Union Specialist A and N can offer reduced PMI rates that are approximately 30% less than what banks can currently offer. A and N has been approved to administer several grants including the Chicago Public Schools Teachers Grant (3K for 1st time home buyers), the Illinois Department of Affordable Housing (3% up to $6,000 of purchase price for 1st time home buyers) and the Tax Smart- Mortgage Credit Certificate (allows additional 20% of mortgage interest to be deducted). As a mortgage banker A and N controls the closing loan documents and funding for each loan and as a broker they have access to condo financing for non-warrantable condos. A and N’s in-house marketing department hosts education seminars for both home buyers and Realtors and support local events and charities. This department is also key in creating co-branded pieces for business partners ensuring that the real estate community continues to grow.

Feel free to contact one of A and N Mortgage Services, Inc.’s professionals by calling 773.305.LOAN (5626). A and N Mortgage Services, Inc. is more than happy to answer any questions that will assist homeowners in finding the best home and loan options available.

A and N Mortgage Services in located at 1945 N. Elston Ave. Chicago, IL 60642
773.305.LOAN (5626) http://www.aandnmortgage.com/

THIS IS AN ADVERTISMENT. THIS IS NOT A COMMITMENT TO LEND.
A and N Mortgage Services in an Equal Housing Lender and Illinois Residential Mortgage Licensee #MB.0006638 FL#MLD288 IN#11122 IA#2006-0064 MA #MC19291 MI#FL0012625 WI #19291BA NMLS# 19291 Copyright 2012 aandnmortgage.com All rights Reserved. Dan Fogel NMLS National Originator No. 192880
IL ARDC No. 6205117

Video by: http://jmadeja.com/

Duration : 0:0:51

Honolulu Apartment Living Guide- Find Honolulu …

January 30, 2013 admin Tips for Finding Great Apartments 2 comments

tips for finding great apartments Visit http://Honolulu.apartmenthomeliving.com to find Honolulu neighborhoods, things to do and Honolulu apartments. Visit today! For image use attributions, links, and video credits visit http://www.apartmenthomeliving.com/video_credits

Duration : 0:2:44

Is it time to refinance my southern california condo’s 30 year fixed loan?

January 30, 2013 admin Condo Refi One comment

I have been in my Condo in Southern California for 2 years. Plan on staying for at least 3-5 years, maybe more. Might even rent it out in the future

Loan Balance = $515,000
current rate = 5.375%

re-finance rate = $4.875
closing cost = $3,285 plus appraisal
savings per month = $254

Paid $665,000
Appraised in December at $680,000

Is it worth it?

Thanks,

Well, you would need to be there for 13 months to realize any savings from the refi…so it makes sense with your 2-5 year timeline. HOWEVER, know that the second you do a refi….your primary mortgage becomes a full recourse loan in CA, even though CA is a non-recourse state.

What is the difference in living in Florida versus living in New Jersey?

January 30, 2013 admin Florida Living One comment

I need to find different charteristics in living in those two states. I have to make a decision ASAP! THANKS. Best answer gets the most points!

I moved to Tampa from Northern NJ and as you know northern NJ is different than south Jersey and different parts of Florida are different as well. You do need to move to a place where there is enough population to have the stores and resources you are used to in NJ. For that reason I do not recommend the Panhandle of FL which is really like Alabama or GA and does not have a decent airport. Do not move to Miami unless you are bilingual in Spanish because you will not get a job. Palm Beach County is full of people from NJ and NY. The west coast of Florida tends to be more people from Michigan and other midwest points, although there are lots of people from NY and NJ in Tampa and St. Petersburg. Stay away from the Fort Myers area, you will hate it, and there are no jobs. Do not go into Hernando, Pasco, Manatee, Citrus counties. They are rural and do not have the good hospitals, stores, cultural events, restaurants, etc, you are used to in NJ. Stick to counties like Hillsborough and Pinellas on the west coast of Florida. Florida in general is warmer and a slower pace than NJ. The people are friendly. Certain areas have concentrations of senior citizens, others have a younger, more mixed population. There are a lot of things to do with kids with Disney World and Busch Gardens, etc. By the way, Orlando has worse traffic jams than I ever saw in NJ.
We like Tampa because it has a diverse population, a top rated airport, activities like Busch Gardens, the Lowry Park Zoo, the Children’s Museum, the Museum of Science and Industry, the Tampa Bay Performing Arts Center and international mall, which is a clone of Short Hills Mall. The public schools in Florida in general, are no where as good as the public schools in NJ. We sent our kids to private school, although Plant High School in South Tampa is rated very highly on national standards. It is a half hour drive to the beaches. Our kids have been happy here and we have made a lot of friends. The presence of two universities makes for a more cosmopolitan population.

What are good jobs for living on your own?

January 30, 2013 admin Tips for Finding Great Apartments 5 comments

My parents are splitting up and selling the house, and I have to find an apartment soon. I am starting college soon and have to commute to the city to go there, and I need some help finding a good job that isnt TOO stressful because I am just getting starting on my own…

What are some good jobs that I can get to ease into life? x.x Any suggestions, it doesnt matter what they are I am open to well known jobs or Strange ones.

The best job for a college student I think is working in a restaurant serving, bussing, or bartending. You can make a ton of money, especially at high scale restaurants (a lot harder to get jobs there as opposed to say a Red Robin or Olive Garden), plus you don’t have to work a lot of hours to make good money, 20-30 hrs a week you can easily support yourself. Another great job that has good tips is delivering pizzas but this is less attractive as a job choice now because of high fuel prices.
Pretty much any job were you can earn tips, especially cash tips that you can get away without claiming on taxes on, is the way to go!!

A Good Time to Refinance Your Home Loan

January 28, 2013 admin Condo Refi No comments

condo refi http://www.mortgagesourceonline.com – With today’s low mortgage interest rates going skywards in the near future, this may be the perfect time to investigate refinancing your mortgage.

Duration : 0:0:40

How to Rent an Apartment in Washington DC — Insider Tips — Video E

January 28, 2013 admin Tips for Finding Great Apartments No comments

tips for finding great apartments If the next video does not automatically start click this link – http://www.youtube.com/playlist?list=PL1xtLT22maJCtdKCayTU2ERB8CexyOFhp&feature=edit_ok

Finding and renting an apartment is easy, but finding and renting a good apartment with a good landlord where you will have a good experience is not as simple. I hope this short video series will help you have a great renting experience!

If you have any questions just ask!

Duration : 0:1:14

Underoath’s Final Show – The Last Two Songs w/ Spencer’s Farewells

January 28, 2013 admin Florida Living 24 comments

florida living Underoath’s very last show at Jannus Landing in St. Pete, FL on January 26, 2013. Performing “A Boy Brushed Red Living in Black and White” and “Writing on the Walls.” Also includes Spencer’s farewells and thank yous to the fans, friends, and family. And a lot of crazy awesome things at the end of their last song. Sorry for any shaky or bad camera work, there was a lot going on at the end of the show! I do not own these songs, they are copyright Underoath.

Duration : 0:14:59

I purchased a condo in August 2006 with a Conventional ARM/6 MO LIBOR index. When can I refinance?

January 28, 2013 admin Condo Refi 3 comments

I purchased a condo in August 2006 with a Conventional ARM/6 MO LIBOR index at about 9% interest from Countrywide(for 1 month) then to Indymac Bank. My loan officer told me that I have to wait 3 years to refinance and the loan will adjust after 5 years. Do I have to wait the 3 years to refinance or was she trying to pull a blanket? I could not find any clause that stated that I would have to wait 3 years.

You can refinance ANY time. However, if you do within 3 years, you will have to payoff the prepay (financed in a new loan). The prepay amount is likely 5% of the outstanding loan balance or 6 months interest … or some outrageous figure like that. See the language in the Note or maybe there is a separate Prepayment Penalty Rider.

The prepay $ is probably so high that it is too expensive to refinance… that is what the LO meant by "have to wait 3 years".

Contact your mortgage servicer (the co. that sends you your statement) about how much your PAYOFF will be if you decide to refi now.

Best of luck!

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